Terms of Use
Last updated: September 6, 2026
HSLedger is a bookkeeping and business productivity tool. It does not provide certified accounting, financial, or tax advice.
What HSLedger is
HSLedger is an organization tool for personal finances and small-business records, operated by HS Business Hub in Ontario, Canada. It provides record-keeping, calculators, reports and general educational content.
What HSLedger is not
HSLedger is not a bank, credit union, payment processor, credit bureau, tax preparer, tax-filing service, investment dealer or licensed financial, legal or tax advisor. Nothing in the product is personalized financial, investment, legal or tax advice. Calculators and projections are illustrative estimates based on the assumptions you enter. Verify contribution room, eligibility, rates and tax treatment with official sources or a qualified professional.
Your account and your records
You are responsible for the accuracy of the information you enter, for keeping your password private, and for how you use exports and invoices. You may export or delete your data at any time. Do not upload content you do not have the right to store.
Pricing
During the launch period all features are free. If paid plans are introduced, you will see the price and confirm before you are charged. No charge is ever made without your explicit choice of a plan.
Availability and liability
The service is provided as-is, without warranties of uninterrupted availability. To the extent permitted by law, HS Business Hub is not liable for indirect losses, including decisions made based on calculators, reports or assistant answers. Keep your own copies of important documents.
Changes and contact
These terms may be updated; material changes will be noted in the product. Questions: hopeledgerco@gmail.com.